Take a look at the latest infographic to discover the general trends that shaped the UK bridging finance market during Q3 2025.
Key Points:
Contributor gross lending up 4.9%
Purchasing an investment property drives demand
Average completion time drops to 41 days
Director’s comments
William Lloyd-Hayward, Group COO & MD at Sirius Finance, comments:
“This latest Bridging Trends data is a great example of the versatility of bridging finance, regardless of the broader property market conditions. The significant increase in re-bridging – rising from 7% to 12% – shows how borrowers are turning to short-term finance to maintain liquidity in a slower sales environment. At the same time, the growth in transactions funding investment purchases, up from 16% to 20%, shows that investors are spotting value in the current market and using bridging as a means of moving quickly on opportunities. It’s a clear demonstration of the dual role bridging plays – supporting both those needing breathing space and those ready to act decisively. And it’s a clear message to brokers about the importance of having bridging as part of your toolbox.”
Raphael Benggio, Bridging Director at MT Finance, comments:
“Considering the uncertainty that we’re currently going through in the market, including whether the base rate will come down any further and waiting for the Budget outcome, it’s clear that bridging finance remains an important tool for borrowers looking for specialist finance. It is great to see how lenders are servicing clients quickly and that the average completion time has fallen by a week.”