Take a look at the latest infographic to discover the general trends that shaped the UK bridging finance market during Q3 2026.
Key Points:
Purchasing an investment property most popular use of bridging finance
Average interest rate falls for fourth consecutive quarter
Average completion time falls by five days
Director’s comments
Jordan McBriar, CEO at Adapt Finance Group, comments:
“These trends are so typical of the market currently, almost one positive to every negative but the fact remains that bridging is the perfect tool for making transactions happen. It feels as if confidence is creeping back in and there is a want to make things work, albeit with some challenges.
Looking at last year’s numbers, especially in terms of quantum, it is a pleasant surprise to see there isn’t the ‘fall off’ that many people may have expected to see. It is tough out there, but it is also making people focus on delivery, which can only be a good thing for when the market conditions improve.”
Fergus Allen, head of bridging at Clifton Private Finance, comments:
“The bridging market appears to be moving towards more investment-led, first charge lending, with borrowers benefiting from increasingly competitive rates and higher leverage. At the same time, lenders appear to be completing transactions more quickly. Whether this is due to sustainable market growth or increased competition between lenders is up for debate – my opinion is it’s most likely the latter.”
Raphael Benggio, bridging director at MT Finance, comments:
“It is really encouraging to see the drop in both completion times and interest rates. This shows that despite the geopolitical landscape, lenders are continuing to support borrowers which helps to drive much-needed momentum. The industry is once again showing its resilience as well as its ability to find solutions and get deals over the line.”