Key Points:
Interest rates decrease to 0.81%, down from 0.86% in Q1 2025
Application volumes rise 11% year-on-year to 460 applications
Market demonstrates stability with consistent lending levels
Director’s comments
Gareth Lewis, Deputy CEO, at MT Finance comments:
“The Q2 2025 Bridging Trends report highlights a resilient market adapting to current economic conditions. The reduction in interest rates combined with consistent application volumes suggests a healthy appetite for bridging finance. We are also seeing a clear shift in loan purposes, with refinance and auction purchases playing an increasingly significant role. We expect continued sector stability and favourable market conditions throughout 2025 as lenders continue to improve operational efficiency on all fronts.”
Chris Whitney, Head of Specialist Lending at Enness Global comments:
“The Bridging Trends Q2 data reflects a market that continues to mature, with borrowers increasingly using bridging finance as a proactive solution rather than a reactive one, utilising it as a tool to meet complex and time-sensitive requirements such as auction purchases. With interest rates edging down and application volumes growing, the sector is clearly demonstrating both adaptability and continued relevance in a changing financial landscape.”
Dale Jannels, Managing Director at Impact Specialist Finance comments:
“We’re seeing several new brokers placing clients in the bridging market. Every day is a learning day, but now more brokers are exploring and educating themselves on the many benefits that Bridging can bring to their client banks. I’m not surprised volumes have remained resilient, and I see this only increasing in the latter part of the year as the market demands speeds up and more solutions away from the high street.”